BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//Greene County Habitat for Humanity - ECPv6.16.5.1//NONSGML v1.0//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-WR-CALNAME:Greene County Habitat for Humanity
X-ORIGINAL-URL:https://greenehabitat.org
X-WR-CALDESC:Events for Greene County Habitat for Humanity
REFRESH-INTERVAL;VALUE=DURATION:PT1H
X-Robots-Tag:noindex
X-PUBLISHED-TTL:PT1H
BEGIN:VTIMEZONE
TZID:UTC
BEGIN:STANDARD
TZOFFSETFROM:+0000
TZOFFSETTO:+0000
TZNAME:UTC
DTSTART:20210101T000000
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
DTSTART;VALUE=DATE:20221003
DTEND;VALUE=DATE:20221004
DTSTAMP:20220909T234015Z
CREATED:20220907T231356Z
LAST-MODIFIED:20220909T234015Z
UID:3076-1664755200-1664841599@greenehabitat.org
SUMMARY:World Habitat Day Mortgage Burning Ceremony
DESCRIPTION:On October 3 we will\, along with affiliates across the nation\, celebrate World Habitat Day.  In Greene County we will have a mortgage burning ceremony.  We did this for the first time last year and recognized the four homeowners who have paid off their mortgages – all of them early. \nYes\, Habitat homeowners have a mortgage that is held as a security deed on the property\, just like most of us.  There are two small differences in a Habitat mortgage – differences that are the foundation of the success of the Habitat homeownership program.  First\, the mortgage is a no-interest loan.  When they repay each month they are paying on the principal of the loan. \nUnlike a conventional mortgage where you pay interest first and then principal. Each payment they make is on the principal secured by the loan.  I like to tell my homeowners every month you own another block of your foundation. \nSecond\, a Habitat mortgage is affordable.  If you remember back in 2008\, when we had the housing lending crisis\, folks were being sold more house than they could afford and eventually there were massive foreclosures. \nA Habitat mortgage is affordable because the sale price of the home\, as determined by an appraisal\, is divided into affordability and subsidy.  The homeowner’s mortgage is 30% of their gross income.  The remainder of the value of the home is secured by a home equity deed which is “silent” as long as the first is paid. \nSo\, on October 3 we celebrate our fifth completed mortgage\, a mortgage that was paid off over two years early!  Look for more information on our home page. \n  \n 
URL:https://greenehabitat.org/event/world-habitat-day-mortgage-burning-ceremony/
LOCATION:GA
CATEGORIES:Event
ATTACH;FMTTYPE=image/jpeg:https://greenehabitat.org/wp-content/uploads/2022/09/mortgage_burning.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20221003
DTEND;VALUE=DATE:20221004
DTSTAMP:20220907T232133Z
CREATED:20220907T232133Z
LAST-MODIFIED:20220907T232133Z
UID:3080-1664755200-1664841599@greenehabitat.org
SUMMARY:Grand Opening of Main Street Office
DESCRIPTION:Join Us for our Grand Opening of our Offices at 106 North Main Street
URL:https://greenehabitat.org/event/grand-opening-of-main-street-office/
LOCATION:Habitat For Humanity Office\, 106 North Main Street\, Greensboro\, 30642\, United States
CATEGORIES:Event
ATTACH;FMTTYPE=image/jpeg:https://greenehabitat.org/wp-content/uploads/2022/09/grand_opening.jpg
END:VEVENT
END:VCALENDAR